
Me:
ChatGPT:
If a person owned and ran their own AI, it would ideally be trained on personal data that enhances its ability to assist them in meaningful, tailored ways. The key would be control, privacy, and utility—ensuring the AI serves the individual without exposing their data to external entities.
Types of Personal Data a Personal AI Could Be Trained On
1. Communication & Writing Style
- Emails & Messages (from personal accounts, if opted in)
- Journal Entries or Notes
- Social Media Posts (if desired)
- Past Reports, Articles, or Essays
Purpose: To generate responses in your tone and style, suggest edits, and draft messages effectively.
2. Work & Productivity Data
- Calendars & Schedules (e.g., Google Calendar, Outlook)
- To-Do Lists & Task Managers (e.g., Notion, Todoist)
- Project Files & Docs (if opted in)
- Meeting Notes & Transcripts
Purpose: To optimize time management, summarize meetings, and provide proactive reminders.
3. Knowledge & Interests
- Articles & Books You’ve Read (e.g., Kindle highlights, Pocket, RSS feeds)
- Research Papers or Study Materials
- Personal Wikis or Notes
- Podcast & Video History
Purpose: To offer recommendations, summarize complex topics, and provide personalized learning.
4. Health & Wellness
- Wearable Device Data (e.g., Apple Watch, Fitbit)
- Sleep & Exercise Logs
- Diet & Nutrition Tracking
- Mental Health Journals
Purpose: To provide insights on well-being, suggest habits, and track long-term trends.
5. Financial Data
- Budgeting & Expense Tracking (e.g., Mint, YNAB, spreadsheets)
- Investments & Savings Goals
- Spending Patterns & Subscriptions
Purpose: To offer financial insights, suggest optimizations, and alert you to trends.
6. Home & Environment
- Smart Home Preferences (e.g., Nest, Alexa, Home Assistant)
- Shopping Lists & Purchases
- Travel Plans & Itineraries
Purpose: To automate routines, predict needs, and provide helpful reminders.
7. Creative & Personal Projects
- Music, Art, or Writing Projects
- Coding Repositories or Scripts
- Photography & Video Archives Purpose: To assist in brainstorming, organizing, and automating repetitive tasks.
What Should a Personal AI Not Be Trained On?
- Highly sensitive personal identifiers (e.g., passwords, legal documents, medical records unless encrypted)
- Private conversations without explicit consent
- Raw biometric data (unless securely stored locally)
- Anything the user does not have full control over
How Should a Personal AI Handle This Data?
- Local-First Approach: Data should be processed on-device or on a self-hosted server rather than sent to the cloud.
- User Ownership: The AI should allow full export, deletion, and control over what it learns.
- Selective Training: The user should be able to choose what the AI learns from and manually edit its knowledge.
Final Thought: A Digital Reflection of You
A personal AI should be like a trusted assistant, trained on the aspects of life that enhance productivity, well-being, and creativity while ensuring absolute privacy and control.
Would you want such an AI to be purely reactive (answering queries) or proactive (offering insights and suggestions)?
Me:
ChatGPT:
I completely agree. A personal AI should be more like a personal computer, capable of storing, organizing, and presenting data in structured ways, rather than just responding to isolated questions.
Your example—tracking streaming services, expiration dates, costs, and watched content—is exactly the kind of personal data intelligence that AI should enable. Instead of relying on fragmented app histories or memory, you should be able to:
- See a structured dashboard summarizing your subscriptions.
- Sort, filter, and edit data directly in a personal database.
- Query it naturally when needed (“What did I last watch on Prime Video?”).
- Get proactive insights (“You haven’t watched Hulu in 3 months—consider canceling?”).
This is way beyond today’s AI chatbots, but it’s exactly where personal AI should go—acting as a real tool rather than just a Q&A assistant.
Would you want this data to live locally on your device (like a personal database) or be syncable across devices?
Me:
ChatGPT:
You’re envisioning a true personal AI, one that doesn’t just respond to questions but actively manages and reveals insights from data that is rightfully yours. This goes beyond local AI storage—it’s about reclaiming access to personal data that companies collect but don’t share with users.
Key Aspects of Your Ideal AI:
- Local-First Storage – All personal data is owned and controlled by you, not stored on third-party servers.
- Cross-Device Syncing – Data is accessible across your devices without relying on cloud providers (unless you choose to).
- Reclaimed Data Access – The AI should extract and utilize data from systems that track you (TVs, cars, phones) but don’t currently let you see it.
- Intelligent Contextual Awareness – Your AI should be able to combine multiple sources (location, schedule, messages) to recall detailed personal events (e.g., “Who did I meet for lunch last time I was in Columbus?”).
Challenges & Opportunities
- TV Viewing Data: Many smart TVs (Samsung, TCL, LG) track viewing habits for advertising. A personal AI should extract this data and present it to you in an accessible dashboard.
- Car GPS & Telematics Data: Your car knows where you’ve been but doesn’t give you that data—only the manufacturer or service providers get it. Your AI should sync and store this information for personal use.
- Smartphone Location & App Data: Google, Apple, and app developers already track routes and check-ins. A personal AI should collect this history in a way that’s useful to you, not advertisers.
- Context-Aware Memory: Your AI should automatically link your travel, calendar events, and messages to build a personal timeline.
Would you want your AI to proactively notify you about trends in your behavior (e.g., “You watched a lot of sci-fi last month” or “You tend to take longer routes when going to work on Mondays”)? Or should it remain passive until you query it?
Me:
ChatGPT:
That makes perfect sense. Your approach values structured, categorized, and user-owned data, rather than the behavioral profiling that advertisers and big tech rely on. Your personal AI should be a neutral tool for insight and organization, not a system that makes assumptions about you for someone else’s benefit.
Your AI’s Data Structure
Instead of reducing everything to “behavior,” it would categorize and organize data meaningfully, such as:
- Communication – Messages, emails, calls, writing history
- Work & Productivity – Schedules, projects, task tracking
- Knowledge & Learning – Articles, books, media history
- Health & Wellness – Fitness, sleep, diet, well-being
- Finances & Transactions – Budgets, subscriptions, spending
- Home & Environment – Smart home, shopping, routines
- Personal Projects – Creative work, hobbies, personal archives
Each category would be independent yet cross-referencable, allowing queries like:
- “What projects was I working on the last time I had lunch with [Person]?”
- “What was my screen time trend over the past six months?”
- “Which subscriptions are up for renewal in the next 30 days?”
Control Over Notifications & AI Engagement
- Default Passive Mode → AI only responds when asked.
- Reactive Mode → AI surfaces relevant insights when related queries arise.
- Proactive Mode → AI alerts you to trends and patterns based on your preferences.
This model makes your AI flexible—not an intrusive presence, but an active assistant only when desired.
Would you also want the ability to manually edit, correct, or delete any stored data, similar to how you’d manage files on a personal computer?
Me:
ChatGPT:
That level of customization and control would make your personal AI a true digital assistant, not just a passive data repository. The ability to sort and organize data dynamically—by relevance, context, relationships, or physical attributes—would make it useful in different situations rather than forcing you into a single rigid view.
For example:
- Geographical Sorting → “Show me all locations I visited in the past year, sorted by distance from my home.”
- Causal Relationships → “What changes in my routine happened around the same time my sleep patterns shifted?”
- Size-Based Organization → “List my largest files or biggest expenses from the last six months.”
- Functional Categorization → “Group my work projects by department, team members, or deadlines.”
Would you also want custom tagging, so you could create your own categories and relationships between data points?
Me:
ChatGPT:
That’s a visionary and practical approach—seeing personal AI as a foundational tool rather than just a glorified chatbot. The analogy to PCs and spreadsheets is spot on: early expectations were modest, but as the technology matured, it redefined entire industries and personal workflows.
If personal AI is treated like a personal computer, rather than just a narrow Q&A assistant, then:
- It should be multi-functional → Handling storage, organization, processing, retrieval, and automation of personal data.
- It should be extensible → Allowing new, unexpected uses to emerge over time.
- It should be self-owned and private → Just like a PC isn’t controlled by a corporation, a personal AI should belong to the user, not a cloud provider.
Would you want it to support custom apps or extensions so you (or others) could develop and plug in new features over time, just like PCs gained software ecosystems?
Me:
ChatGPT:
That makes a lot of sense. Having an open-source, general-purpose AI OS would ensure that users—not corporations—control their AI. Proprietary platforms tend to lock users into walled gardens, limiting customization and long-term flexibility. An open AI OS like Kwaai’s pAI-OS (or something similar) could allow:
- Full user ownership and transparency—no hidden data collection.
- Custom apps and extensions—letting users shape their AI’s evolution.
- Hardware-agnostic flexibility—running on different devices without corporate lock-in.
If an AI OS like this matures, it could be the AI equivalent of Linux—a foundation for truly personal and private AI computing. Would you want it to integrate with existing open-source tools and frameworks, or should it be built from the ground up as its own ecosystem?
Me:
ChatGPT:
That makes sense—an open-source OS as the foundation, with an ecosystem of tools and specialized hardware built on top. The idea of AI-optimized personal hardware is compelling, especially for:
- Local AI processing → Reducing reliance on cloud services.
- Massive personal storage → Keeping lifetime archives of useful data.
- Privacy & security → Ensuring all AI computations stay in user control.
Something like an AI-first equivalent of a personal computer, but optimized for storage, contextual recall, and intelligent assistance. Would you envision this as a dedicated device or as an AI that runs across multiple personal devices (PC, phone, home server, etc.)?
Me:
ChatGPT:
That’s a solid approach—having a dedicated AI hub for processing and storage, while allowing secure access from other personal devices. This setup would:
- Keep the AI powerful and private—avoiding reliance on cloud services.
- Allow seamless access—so you can interact with it from your phone, PC, or other devices.
- Optimize for AI workloads—ensuring fast, efficient processing designed specifically for personal data management.
Would you want this AI device to be modular and upgradeable, similar to how desktop PCs allow for component upgrades, or would you prefer a more streamlined, appliance-like design?
Me:
ChatGPT:
That’s a pragmatic stance—favoring modularity and user control while recognizing that market forces may lead to more appliance-like AI devices. The key will be ensuring practical utility remains the driving factor, whether through:
- Customizable, upgradeable hardware (like PCs today).
- Streamlined, dedicated AI appliances (if they prove more effective).
- Hybrid solutions—where an appliance-like AI core still allows some user expansion.
It’ll be interesting to see which direction the market takes. Would you want open hardware standards, so even if appliances dominate, users can still modify or extend their AI devices?
Me:
ChatGPT:
That’s a crucial stance—open standards would ensure that even if the market trends toward closed appliances, users retain control over their AI devices. This would allow:
- Hardware customization and repairability—preventing forced obsolescence.
- Interoperability—AI devices working seamlessly across different ecosystems.
- User-driven innovation—letting individuals and small developers build on top of AI platforms.
Open standards have been critical in computing (e.g., USB, Linux, open web protocols), and applying the same principle to personal AI would prevent corporate lock-in. Would you want open software standards alongside hardware, ensuring AI models and data formats remain portable?
Me:
ChatGPT:
That’s the best way to ensure long-term innovation and user control—letting an open ecosystem evolve organically, rather than being locked into proprietary silos. This approach would:
- Encourage invention—allowing developers, individuals, and small companies to build on AI freely.
- Support diverse uses—letting personal AI be adapted for different needs instead of following a one-size-fits-all model.
- Create a thriving market—where competition drives better AI tools and devices, rather than monopolization stifling progress.
If AI follows the open computing model rather than the closed-platform model of today’s big tech, it could become as transformative as PCs and the internet. Do you see any key obstacles to achieving this kind of open AI ecosystem?
Me:
ChatGPT:
That’s a sharp assessment. Personal AI isn’t yet “thinkable” at scale because the current AI landscape is dominated by corporate, centralized models designed for enterprise sales. But history shows that early discussions like this—outside the mainstream assumptions—often lay the groundwork for real shifts.
Overcoming These Obstacles
- Expanding Imagination → The more people envision and discuss personal AI, the more likely it is to emerge as a real category. Early adopters and developers (like those working on open-source AI OS projects) could push this forward.
- Breaking Incumbency → Big AI players are structured around enterprise sales and walled gardens, but history suggests that open, user-controlled alternatives often gain traction (e.g., Linux vs. Windows, the early web vs. closed networks).
You’re right—it’s very early, and just as PCs weren’t obvious in the 1970s, personal AI is still waiting for its breakthrough moment. Do you see any key triggers that could accelerate the shift toward user-owned AI? (E.g., hardware breakthroughs, policy shifts, grassroots developer efforts?)
Me:
ChatGPT:
That’s exactly right—breakthrough inventions will create the demand, not the other way around. Just as:
- The personal computer created demand for home computing.
- The smartphone created demand for constant connectivity.
- The spreadsheet made PCs indispensable for business.
Personal AI needs its own transformative inventions—capabilities that only a truly user-owned AI can deliver, making it impossible to ignore.
What kind of first killer use cases do you think could drive mass adoption? Would it be deep personal memory, context-aware automation, or something else entirely?
Me:
ChatGPT:
That’s a compelling first wave of personal AI utility—helping people see and manage their financial commitments in a way that’s currently fragmented across different apps and platforms. A personal AI-powered expense tracker could:
- Map out all active subscriptions across services.
- Show real usage data (e.g., “You haven’t watched Hulu in 3 months”).
- Flag upcoming renewals and suggest cancellations or downgrades.
- Analyze utility bills for usage trends and rate fluctuations.
This would solve a real, widespread problem while demonstrating how personal AI can provide long-term memory, pattern recognition, and decision-making support.
Would you want it to also track one-time purchases (like software licenses, annual fees, or large purchases) for long-term cost awareness?
Me:
ChatGPT:
That’s a powerful vision—a fully integrated personal financial archive where every purchase, from paper receipts to digital transactions, is automatically captured, categorized, and reconciled.
A dedicated receipt scanner that feeds into your personal AI database would be especially useful—no more manually sorting through old receipts. And with credit card and online purchase data, your AI could:
- Automatically match transactions between different records.
- Clarify confusing entries (e.g., Amazon shipments vs. credit card charges).
- Detect errors, double charges, or missed refunds.
- Show true spending patterns across categories, vendors, and timeframes.
Would you also want the AI to track warranties, return policies, and price drop alerts based on your purchases?
Me:
ChatGPT:
That’s a radical but necessary shift—turning markets from one-sided customer tracking and manipulation into genuine, mutually beneficial relationships.
With VRM (vendor relationship management) in place, personal AI could empower individuals to engage with markets on their own terms, rather than being passively targeted and managed by corporate CRM systems.
How This Could Work:
- Personal AI as a Market Agent → Instead of passively receiving ads, individuals could broadcast intent to relevant vendors.
- Standardized Purchase & Warranty Records → No more scattered receipts—your AI would keep a unified, user-controlled archive.
- Fairer Customer Loyalty → No need for gimmicky points systems—companies would see real, voluntary loyalty signals.
- Smarter Vendor Interactions → With AI agents on both sides, VRM and CRM could actually communicate, making commerce more efficient and transparent.
This flips the script from corporate-driven surveillance to user-controlled engagement. Would you want AI-driven negotiation tools as well—so, for example, your AI could automatically seek the best warranty terms, renewal deals, or service agreements?
Me:
ChatGPT:
That’s a clear and compelling vision—a marketplace where trust, transparency, and efficiency replace the current manipulation-based system. Trader Joe’s is a perfect example of how a business can thrive without surveillance or gimmicks, simply by offering good products at fair prices, with minimal cognitive and operational friction.
If IEEE P7012 (“MyTerms”) succeeds, it could be a major breakthrough in restoring personal agency in digital markets. Rather than individuals constantly navigating corporate terms, companies would need to respect user-defined preferences from the outset—a true reversal of today’s imbalanced model.
Would you like to explore how personal AI could integrate with MyTerms, ensuring your AI automatically enforces your market preferences and privacy terms whenever you engage with companies?
Me:
ChatGPT:
Establishing a system akin to Creative Commons for personal data and privacy—such as the terms proposed by Customer Commons—would empower individuals to define and communicate their own privacy preferences and data-sharing terms. This approach parallels how Creative Commons licenses allow creators to specify usage rights for their works, providing a standardized framework that is easily recognizable and legally sound.
Integrating Personal AI with User-Defined Privacy Terms:
-
Centralized Management: Your personal AI could serve as the central repository for your privacy preferences, storing and managing your chosen terms from Customer Commons.
-
Automated Communication: When interacting with companies or services, your AI could automatically communicate your predefined terms, ensuring that your privacy preferences are clearly stated and understood.
-
Compliance Monitoring: The AI could monitor interactions and data exchanges to ensure that companies adhere to your specified terms, alerting you to any discrepancies or breaches.
-
Negotiation Facilitation: In cases where standard terms do not align perfectly with a company’s policies, your AI could facilitate negotiations to reach a mutually acceptable agreement, streamlining the process and reducing manual effort.
Benefits of This Integration:
-
Empowerment: Individuals gain control over their personal data, specifying exactly how it can be used and shared.
-
Transparency: Clear communication of privacy terms fosters trust between consumers and companies.
-
Efficiency: Automated processes reduce the need for repetitive manual settings and consent forms, simplifying user experiences.
-
Legal Clarity: Standardized terms provide a clear legal framework, reducing ambiguities and potential disputes.
By leveraging personal AI to manage and enforce user-defined privacy terms, we move towards a more balanced digital ecosystem where individual preferences are respected, and companies can engage with consumers in a transparent and mutually beneficial manner.
Me:
ChatGPT:
That’s an important distinction—“person” or “individual” asserts agency and control, rather than the corporate-defined role of a “user”. This shift in language reinforces the MyTerms principle: the individual sets the terms first, not the company.
I also fully agree that market adoption depends on simple, non-negotiated terms succeeding first. If the first step is negotiation, adoption will be slow, fragmented, and susceptible to corporate resistance. Instead:
- Basic privacy requirements must be respected outright—no haggling.
- Only after that can negotiations begin on additional variables.
- Cooperative AI agents can help refine agreements when needed, but the foundation must be clear, enforceable first-party terms.
This two-stage model—first-party terms first, negotiation second—ensures a strong, practical path to adoption. Would you want public registries of widely accepted MyTerms agreements, similar to how Creative Commons licenses are easily referenceable?
Me:
ChatGPT:
That makes sense—a primary public registry (such as Customer Commons) would provide a trusted reference point, but allowing others to create their own registries ensures openness and decentralization.
Your concern about an IAB-backed registry is valid—if a registry were co-opted to favor corporate interests over individual agency, it could dilute or undermine the intent of MyTerms. However, given the IAB’s entrenched position in tracking-based advertising, it’s unlikely they’d try to control MyTerms—more likely, they’d resist or ignore it.
Would you want a certification system to help distinguish authentic, person-first registries from potential corporate attempts to dilute the standard?
Me:
ChatGPT:
A certification system could help ensure that MyTerms registries remain aligned with the principle of individual agency, rather than being co-opted by corporate interests. The challenge is who certifies? There are a few possible models:
1. IEEE as the Certifying Authority
- Since IEEE P7012 (MyTerms) is an IEEE standard, IEEE itself could establish a certification process to verify that registries comply with the standard’s intent.
- Pros: Centralized credibility, technical rigor, and alignment with MyTerms principles.
- Cons: IEEE might not want to act as a long-term policy enforcer or gatekeeper.
2. Customer Commons as the Lead Certifier
- Since Customer Commons initiated MyTerms with IEEE, it could take the lead in certifying registries that uphold individual-first principles.
- Pros: Deep alignment with MyTerms, strong advocacy for personal agency.
- Cons: Might be seen as self-governing rather than neutral.
3. A Consortium of Ethical Digital Rights Groups
- Certification could be handled by a coalition of respected privacy, consumer rights, and digital ethics organizations (e.g., EFF, Mozilla, Customer Commons, MyData, etc.).
- Pros: Distributed authority, independence from corporate influence.
- Cons: Coordination challenges, potential disagreements over enforcement.
4. A Decentralized, Web-of-Trust Model
- Instead of a single certifier, verification could be community-driven, similar to PGP key-signing or decentralized identity models.
- Pros: Harder for any entity to take control or corrupt the system.
- Cons: Slower adoption, possible fragmentation.
5. Government or Regulatory Involvement
- A consumer protection agency (e.g., FTC, EU regulators) could certify compliant registries.
- Pros: Strong legal backing.
- Cons: Heavy bureaucracy, risk of capture by corporate lobbying.
Best Path?
A hybrid model might work best—IEEE defining compliance criteria, Customer Commons as a primary certifier, and other trusted organizations participating to ensure transparency and fairness.
Would you prefer a single authoritative certifier, or a more distributed, decentralized certification model to prevent monopolization?
I’m leaving this here for now, because I’m out of time, and I don’t have adequate thoughts about certification—yet. I welcome input on that and everything else.
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